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Context

Asking a licensed payment company to route money through new software on day one needs a security review, a custody review and pre-funding before it sees any value. Meanwhile the problem it feels every day is visibility: a payout crosses several providers and chains, and breaks surface when a customer complains.

Decision

The first product is read-only. Watch-only observers (Tempo reader, SolanaWatcher, Erc20Watcher) need only addresses. reconcileReadOnly matches the company’s own payout records against what moved, by reference first and by amount and counterparty otherwise, and returns matched, short, over, pending, missing and unexpected, with a CSV export. Moving money through Corridor’s sagas is the second step, on the customer’s own signer.

Consequences

  • A pilot can start in a day with no keys and no money at risk.
  • Heuristic matching is weaker than reference matching; the pilot makes that gap visible, which is the argument for routing through Corridor.
  • Base has no memo, so Base movements in read-only mode match by amount and counterparty only.

Alternatives rejected

  • Integration-first: slower to start and riskier for the customer.
  • Accounting-style wallet reconciliation: books wallets, not payouts; it cannot tell whether a beneficiary was paid.